1
Apply for any of our loan products
Online Loan Application Form is available on our website and Mobile Phone
Application. You can also access a physical loan application on our office or through our
field staff whenever seen.
2
Appraisal
The credit officer makes a physical visit to the applicant’s business premises to establish
the existence and performance of business that shall generate income to pay back the
loan.
3
Credit Committee
After an appraisal, the credit committee sits and analyses the application whether it
conforms to the requirements as stated in the Credit Policy.
4
Disbursement/Decline
After successful appraisal and positive response from the Credit Committee, money is
credited on the applicant’s account from which he/she withdraws. A communication is
made to the client giving the details of disbursement or decline of application.