Saving Services

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No matter where you are in life, it’s never too late to make saving a priority The first step on your savings journey should be to open savings account and begin setting aside a portion of your income for long term or short term investment plans or emergency fund. Start small, but keep growing your savings, you will never go wrong.

Why you need to save with Winners’ SACCO

  • No monthly ledger/service charges
  • Interest between 4% to 8% on fixed deposits
  • Interest on group/Club savings that have annual withdraw arrangements
  • Can save at your work place using your phone or our mobile Agents
  • Can monitor your savings using WINNERS’ SACCO APP
  • Can get a statement of your account well printed and certified by the Sacco for official services.

Enjoy a variety of our Saving products below

  • CURRENT ACCOUNT
  • FIXED DEPOSIT ACCOUNT
  • JOINT ACCOUNT
  • TOTO ACCOUNT
  • GROUP/CLUB ACCOUNT

This type of account gives you total freedom to use your money in any way you like. You can deposit and withdraw money at your convenience.

Main features of Current Account

  • Opening fees of Ugx20,000
  • 01 passport size photo,
  • Copy of Identification card/Passport/Driving Permit
  • No monthly service fees
  • Withdraw charges of as low as Ugx500 on any amount withdrawn
  • Fill in Membership/Account Opening Form and provide all required details

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This type of account id designed to enable savers/members earn interest on their savings. Enjoy interest rate between 4% to 8% on your fixed savings. Achieve your long-term investment dream with this account.

    Main features of FIXED DEPOSIT Account

  • Opening fees of Ugx 20,000
  • 01 passport size photo
  • Copy of Identification card/Passport/Driving Permit
  • No monthly service fees
  • Fixing period starting from 6 months and above
  • Interest on fixed deposits ranges from 4% to 8% depending on the period and amount fixed.
  • Fill in Membership/Account Opening Form and provide all required details
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This account is designed to suit those members who would like to save together to achieve a common goal.

    Main features of JOINT Account

  • Opening fees of Ugx 50,000
  • 01 passport size photo
  • Copy of Identification card/Passport/Driving Permit
  • No monthly service fees
  • Withdraw charges of as low as Ugx500 on any amount withdrawn
  • Fill in Membership/Account Opening Form and provide all required details
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This account is designed to help parents make a saving for their children. These savings can be translated into paying bills for school dues or other expenses that improve a child welfare.

    Main features of TOTO Account

  • Opening fees of Ugx 20,000
  • 01 passport size photo of both the MINOR and the PARENT/GUARDIAN,
  • Copy of Identification card/Passport/Driving Permit
  • No monthly service fees
  • Withdraw charges of as low as Ugx500 on any amount withdrawn
  • Fill in Membership/Account Opening Form and provide all required details
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This account is designed to help foster savings and investment appetite in groups and clubs. Members can make collective savings and plan for their money effectively. For those members who have an annual withdraw target, their savings can be planned to earn interest.

    Main features of GROUP/CLUB Account

  • Opening fees of Ugx 50,000
  • Interest on savings if the group/club withdraw plan is annual.
  • Copy of Identification card/Passport/Driving Permit
  • No monthly service fees
  • Withdraw charges of as low as Ugx500 on any amount withdrawn
  • Fill in Membership/Account Opening Form and provide all required details
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